Copyrights, Disclosures, and Disclaimers

Authorization of Use

Bichlmeier Insurance Services hereby authorizes any person to access this Website for informational purposes only. Bichlmeier Insurance Services reserves the right to terminate access to this Website at any time without notice. The data, information and material included in this Website is copyrighted by Bichlmeier Insurance Services. All rights are reserved under the copyright laws of the United States of America. No part of this Website can be redistributed, copied or reproduced without the prior written consent of Bichlmeier Insurance Services.

No Warranties

The user of this Website assumes all responsibility and risk for the use of this Website and the Internet generally. Bichlmeier Insurance Services, and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Website or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement. Bichlmeier Insurance Services and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Website without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Website. No advice or information given by Bichlmeier Insurance Services or its affiliated companies shall create any warranty. Neither Bichlmeier Insurance Services nor its affiliated companies warrants that the data, information and material included in the Website or on the Internet will be uninterruptible or error free or that any data, information, software or other material accessible from this Website is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us for additional information.

Disclaimer of Liability

In no event shall Bichlmeier Insurance Services or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Website or on the Internet generally or on any other basis.

Disclaimer for Links

Although this site includes links providing direct access to other Internet sites, Bichlmeier Insurance Services and its affiliated companies take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.

Electronic Communications

Bichlmeier Insurance Services will not be deemed to have accepted any electronic communication unless Bichlmeier Insurance Services provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If Bichlmeier Insurance Services sends any electronic communication, Bichlmeier Insurance Services will assume the communication was received intact by the intended recipient. The recipient of such message must notify Bichlmeier Insurance Services if the transmission was not received or was not received in a readable format.

Security

Despite the security measures taken by Bichlmeier Insurance Services, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and Bichlmeier Insurance Services disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may mail the information to Bichlmeier Insurance Services.

Copyright

The Bichlmeier Insurance Services logo, and other marks, including the names of various products and services described within and offered by companies represented by Bichlmeier Insurance Services and its subsidiaries are service marks of these companies.

Permission to use, copy and distribute these materials without fee is hereby granted, for non-commercial purposes, provided that the material is unaltered and Bichlmeier Insurance Services copyright notice appears in all copies.

Use of this site shall be governed by and construed in accordance with the laws of our state of business, without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in our state of business.

Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.